AI employees for independent agencies

Example

Lakeshore MutualCommercial lines

September 14, 2026Smith Insurance Group, attn. Jen Alvarez

Renewal offer

Named insured: Hoosier Paving LLC
Coverage: General liability
Policy: GL-4488120
Effective: Nov 14, 2026

Expiring premium	$48,210
Renewal premium	$54,960
Change	+14.0%

M. OkaforCommercial underwriting

PDFRenewal offer.pdf

Example

Loss run report

Hoosier Paving LLC · general liability · valued Aug 1, 2026

Policy year	Claims	Incurred
2021–22	1	$3,400
2022–23	0	$0
2023–24	2	$11,900
2024–25	1	$2,150
2025–26	0	$0
5 years	4	$17,450

PDFLoss runs 2021-2026.pdf

XLSXHoosier Paving renewal packet.xlsx

C8fx =SUM(C3:C7)

	A	B	C
1	2027 payroll by class
2	Class	2026	2027
3	Paving crews	$410,000	$520,000
4	Equipment operators	$248,000	$310,000
5	Drivers	$152,000	$190,000
6	Office	$92,000	$115,000
7	Estimating and sales	$50,000	$65,000
8	Total	$952,000	$1,200,000
9

QuestionsVehicles

Example

In Riley · renewal fileExample agency

Example: Needs your check, payroll for 2027 of $1,200,000 from the Questions tab, cell C8, held for a person

Example agency. Riley is in development. Every client, name, document and number on this page is an example.

Works from your inbox
No AMS to plug in
Starts from your book report
Says it's an AI employee

The renewal, handled.

Writes to the client. You approve it first.

Example: Riley's draft to Tom Brennan with Approve, Edit and Reject

Reads what comes back. You confirm anything it held.

Example: Needs your check, both answers from Tom's packet settled, payroll for 2027 of $1,200,000 confirmed by you

Checks the offer against your rule. You decide.

Example: Hoosier Paving LLC's renewal file, general liability at $48,210 with Lakeshore Mutual's offer in at $54,960

Every step, dated. Ready for your E&O file.

Example: Activity for Hoosier Paving LLC, Jul 17 and Aug 16, the request approved and Tom's packet read

Early. Fast. Free. Careful.

120days out
Riley opens each renewal.
About48hours
to first drafts.
30days free
when it's your turn.
0emails
go out without a person's OK in training.

You make every call.

A licensed person makes every coverage decision.

A licensed person OKs every email in training.

Example: Waiting for your OK, two renewal requests

Riley never binds or changes coverage.

Example: Activity, Riley read Lakeshore Mutual's offer, then you chose to shop Hoosier Paving LLC's general liability

Every step is dated for the E&O file.

Example: the receipt for an approved renewal request

Riley is first. More are coming.

01Riley, commercial renewalsIn development
02Service CSR employeeLater
03Personal-lines renewals employeeLater

Built by Christian, in Indianapolis.

I write the code and I answer every message myself.

Meet the founder

Questions

Is Riley working at agencies today?

Not yet. Riley is in development. Join the waitlist, and when it's your turn Riley starts with 30 days free. Every renewal, client and number on this page is an example.

Does Riley plug into HawkSoft or AMS360?

Not directly. You email Riley your AMS360 or HawkSoft book report, or upload a CSV export, and it reads your renewals from it. A direct connection is planned for later.

Will my clients know they're emailing an AI?

Yes. Riley says it's an AI employee in the first message of every thread and in its signature. It never asks clients for Social Security numbers, birth dates or driver's license numbers by email, and client phone calls stay with your people.

30 days free when it's your turn.

No card. No fees.